Financial · Sandbox
Bank Account Verification API
Confirm a bank account and its holder’s name before you pay out.
From ₹4.00/callPrepaid · billed per successful callSandbox now · live on request
What the Bank Account Verification (Penny Drop) API does
Our penny-drop Bank Account Verification API deposits a tiny amount into the account and returns the registered account-holder name from the bank — so you never send money to the wrong account.
Popular use cases
- →Vendor / merchant payout verification
- →Loan disbursement account checks
- →Salary / gig-worker payout onboarding
Request
curl -X POST https://apisathi.in/gw/v1/bank-account-v1/ \
-H "X-API-Key: live_xxx" \
-H "Content-Type: application/json" \
-d '{ "account_number": "…", "ifsc": "…", "name": "…" }'Response
{
"verified": true,
"account_holder_name": "…",
"name_match": true
}Frequently asked questions
Penny drop vs penniless?
We support both — penny drop (₹1 verification transfer) and penniless (IMPS/UPI lookup) — depending on your account.
Start using the Bank Account Verification (Penny Drop) API today
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