Financial · Live

Average Bank Balance API

ABB from a statement PDF, on the exact days your lender asks for.

From ₹20/callPrepaid · billed per successful call

What the Average Bank Balance API does

Reconstructs an end-of-day balance for every day the statement covers and computes a day-weighted average, month by month. You can also request the balance on specific days of the month — 5th, 15th and 25th, say — because most banking partners assess ABB on fixed dates rather than a monthly mean.

Popular use cases

  • Eligibility checks where a lender specifies a minimum ABB
  • Bureau-light underwriting for thin-file and self-employed borrowers
  • Ongoing monitoring of an existing borrower’s balance behaviour
Request
curl -X POST https://apisathi.in/gw/v1/abb-daily-v1/ \
  -H "X-API-Key: live_xxx" \
  -H "Content-Type: application/json" \
  -d '{ "pdf_base64": "<base64 PDF>", "dates": [5, 15, 25] }'
Response
{
  "average_balance": 61250.5,
  "breakdown": [ … ],
  "on_dates": { "average_balance": 61980.25 }
}

Frequently asked questions

Can I get the balance on specific dates?

Yes. Pass the days of the month you need and you get the end-of-day balance on each of them, in every month the statement covers, plus their average. Days the statement does not cover are reported as missing and never substituted with a nearby day.

What is the difference between daily and weekly ABB?

Daily weights every calendar day. Weekly samples week-ends instead. Lenders differ on which they accept, so both are available at the same price.

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