Financial · Live
Average Bank Balance API
ABB from a statement PDF, on the exact days your lender asks for.
What the Average Bank Balance API does
Reconstructs an end-of-day balance for every day the statement covers and computes a day-weighted average, month by month. You can also request the balance on specific days of the month — 5th, 15th and 25th, say — because most banking partners assess ABB on fixed dates rather than a monthly mean.
Popular use cases
- →Eligibility checks where a lender specifies a minimum ABB
- →Bureau-light underwriting for thin-file and self-employed borrowers
- →Ongoing monitoring of an existing borrower’s balance behaviour
curl -X POST https://apisathi.in/gw/v1/abb-daily-v1/ \
-H "X-API-Key: live_xxx" \
-H "Content-Type: application/json" \
-d '{ "pdf_base64": "<base64 PDF>", "dates": [5, 15, 25] }'{
"average_balance": 61250.5,
"breakdown": [ … ],
"on_dates": { "average_balance": 61980.25 }
}Call the Average Bank Balance API from Node.js or Python
const res = await fetch('https://apisathi.in/gw/v1/abb-daily-v1/', {
method: 'POST',
headers: { 'X-API-Key': process.env.APISATHI_KEY, 'Content-Type': 'application/json' },
body: JSON.stringify({"pdf_base64":"<base64 PDF>","dates":[5,15,25]}),
});
const data = await res.json();import os, requests
res = requests.post(
"https://apisathi.in/gw/v1/abb-daily-v1/",
headers={"X-API-Key": os.environ["APISATHI_KEY"]},
json={"pdf_base64":"<base64 PDF>","dates":[5,15,25]},
timeout=30,
)
data = res.json()Average Bank Balance API pricing
- → From ₹35 per successful call + 18% GST
- → Prepaid wallet from ₹200; no monthly fee, no minimum volume
- → Failed or timed-out calls are not charged
- → Bonus credit on recharges of ₹1,000 and above; GST invoice on every recharge
Start in four steps
- Create a free account — about a minute.
- Call the Average Bank Balance API with your TEST key in the sandbox, free.
- Recharge the wallet (UPI, card or netbanking) from ₹200.
- Switch to your LIVE key — the same key works for every API.
Frequently asked questions
Can I get the balance on specific dates?
Yes. Pass the days of the month you need and you get the end-of-day balance on each of them, in every month the statement covers, plus their average. Days the statement does not cover are reported as missing and never substituted with a nearby day.
What is the difference between daily and weekly ABB?
Daily weights every calendar day. Weekly samples week-ends instead. Lenders differ on which they accept, so both are available at the same price.
How much does the Average Bank Balance API cost?
The Average Bank Balance API on API Sathi starts at ₹35 per successful call plus 18% GST, paid from a prepaid wallet. There is no monthly fee or minimum volume, and recharges of ₹1,000 or more earn bonus credit. Live prices for every API are on the pricing page.
Can I test the Average Bank Balance API for free?
Yes. Every account gets a TEST key that calls the Average Bank Balance API in the sandbox at no cost and returns realistic sample responses, so you can finish your integration before adding money to the wallet.
Am I charged if a Average Bank Balance API call fails?
No. You pay only for successful calls. If the source is unavailable, times out or rejects the request, the amount held for that call is released straight back to your wallet.
How do I get a Average Bank Balance API key?
Sign up at apisathi.in — it takes about a minute — and create a key under API Keys. Use the TEST key in the sandbox, then recharge from ₹200 and switch to a LIVE key. The same key works for every API on API Sathi.
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Start using the Average Bank Balance API today
Sign up, recharge a prepaid wallet and generate a key in minutes. Lowest price guaranteed, no volume commitment.