Financial · Live
Average Bank Balance API
ABB from a statement PDF, on the exact days your lender asks for.
What the Average Bank Balance API does
Reconstructs an end-of-day balance for every day the statement covers and computes a day-weighted average, month by month. You can also request the balance on specific days of the month — 5th, 15th and 25th, say — because most banking partners assess ABB on fixed dates rather than a monthly mean.
Popular use cases
- →Eligibility checks where a lender specifies a minimum ABB
- →Bureau-light underwriting for thin-file and self-employed borrowers
- →Ongoing monitoring of an existing borrower’s balance behaviour
curl -X POST https://apisathi.in/gw/v1/abb-daily-v1/ \
-H "X-API-Key: live_xxx" \
-H "Content-Type: application/json" \
-d '{ "pdf_base64": "<base64 PDF>", "dates": [5, 15, 25] }'{
"average_balance": 61250.5,
"breakdown": [ … ],
"on_dates": { "average_balance": 61980.25 }
}Frequently asked questions
Can I get the balance on specific dates?
Yes. Pass the days of the month you need and you get the end-of-day balance on each of them, in every month the statement covers, plus their average. Days the statement does not cover are reported as missing and never substituted with a nearby day.
What is the difference between daily and weekly ABB?
Daily weights every calendar day. Weekly samples week-ends instead. Lenders differ on which they accept, so both are available at the same price.
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