Financial · Live

Credit Report API (Experian)

Consent-based Experian credit report + score in one call.

From ₹30.00/callPrepaid · billed per successful call

What the Credit Report API (Experian) API does

The Credit Report API pulls a full Experian bureau report and score for a customer after OTP-based consent — accounts, enquiries, score and analytics — to power lending decisions in seconds.

Popular use cases

  • Instant-loan / BNPL underwriting
  • Credit-line and limit assignment
  • Portfolio monitoring and risk scoring
Request
curl -X POST https://apisathi.in/gw/v1/credit-report-v1/ \
  -H "X-API-Key: live_xxx" \
  -H "Content-Type: application/json" \
  -d '{ "mobile_no": "9820098200", "first_name": "…", "last_name": "…", "otp": "…", "consent_acceptance": "yes" }'
Response
{
  "result": { "BureauScore": "…", "accounts": [ … ] }
}

Frequently asked questions

Is consent required?

Yes — the customer must consent via an OTP that you capture and pass in the request. It is mandatory for bureau pulls.

Which bureau?

Experian today. Talk to us about CIBIL / Equifax / CRIF.

Start using the Credit Report API (Experian) API today

Sign up, recharge a prepaid wallet and generate a key in minutes. Lowest price guaranteed, no volume commitment.