Financial · Live
Bank Statement Analysis API
A statement PDF in, structured transactions and income signals out.
What the Bank Statement Analyser API does
Send a bank-statement PDF and receive parsed transactions, running balances, salary and EMI detection, and period summaries. There are no per-bank templates to maintain — the parser reads the statement the way a human would, so an unfamiliar bank format is not a blocker.
Popular use cases
- →Underwriting for unsecured and MSME lending
- →Income verification where payslips are unavailable or unreliable
- →Cash-flow assessment for BNPL and revenue-based finance
curl -X POST https://apisathi.in/gw/v1/bank-statement-analyse-v1/ \
-H "X-API-Key: live_xxx" \
-H "Content-Type: application/json" \
-d '{ "pdf_base64": "<base64 PDF>", "password": "<if encrypted>" }'{
"account": { "bank": "…" },
"transactions": [ … ],
"period": { "from": "…", "to": "…" }
}Call the Bank Statement Analyser API from Node.js or Python
const res = await fetch('https://apisathi.in/gw/v1/bank-statement-analyse-v1/', {
method: 'POST',
headers: { 'X-API-Key': process.env.APISATHI_KEY, 'Content-Type': 'application/json' },
body: JSON.stringify({"pdf_base64":"<base64 PDF>","password":"<if encrypted>"}),
});
const data = await res.json();import os, requests
res = requests.post(
"https://apisathi.in/gw/v1/bank-statement-analyse-v1/",
headers={"X-API-Key": os.environ["APISATHI_KEY"]},
json={"pdf_base64":"<base64 PDF>","password":"<if encrypted>"},
timeout=30,
)
data = res.json()Bank Statement Analyser API pricing
- → From ₹40 per successful call + 18% GST
- → Prepaid wallet from ₹200; no monthly fee, no minimum volume
- → Failed or timed-out calls are not charged
- → Bonus credit on recharges of ₹1,000 and above; GST invoice on every recharge
Start in four steps
- Create a free account — about a minute.
- Call the Bank Statement Analyser API with your TEST key in the sandbox, free.
- Recharge the wallet (UPI, card or netbanking) from ₹200.
- Switch to your LIVE key — the same key works for every API.
Frequently asked questions
Which banks are supported?
Any Indian bank whose statement is a digital PDF. There are no per-bank templates, so formats we have never seen still parse. Scanned or photographed statements have no text layer and are rejected.
How long does a statement take?
A short statement returns in seconds. A 6-12 month statement is larger; use the async mode and poll for the result rather than holding a request open.
How much does the Bank Statement Analyser API cost?
The Bank Statement Analyser API on API Sathi starts at ₹40 per successful call plus 18% GST, paid from a prepaid wallet. There is no monthly fee or minimum volume, and recharges of ₹1,000 or more earn bonus credit. Live prices for every API are on the pricing page.
Can I test the Bank Statement Analyser API for free?
Yes. Every account gets a TEST key that calls the Bank Statement Analyser API in the sandbox at no cost and returns realistic sample responses, so you can finish your integration before adding money to the wallet.
Am I charged if a Bank Statement Analyser API call fails?
No. You pay only for successful calls. If the source is unavailable, times out or rejects the request, the amount held for that call is released straight back to your wallet.
How do I get a Bank Statement Analyser API key?
Sign up at apisathi.in — it takes about a minute — and create a key under API Keys. Use the TEST key in the sandbox, then recharge from ₹200 and switch to a LIVE key. The same key works for every API on API Sathi.
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Start using the Bank Statement Analyser API today
Sign up, recharge a prepaid wallet and generate a key in minutes. Lowest price guaranteed, no volume commitment.